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IRCTC Ticket Booking: Rs.10 lakhs insurance for only 35 paise by default

Another good news for IRCTC passengers. Changes have been made in the insurance scheme. While booking tickets through the IRCTC portal, passengers will automatically get Rs. 10 lakh personal accident insurance coverage is provided.

IRCTC insurance default in ticket booking :

Indian Railway Catering and Tourism Corporation Limited (IRCTC) has made changes in its insurance scheme for passengers. While booking tickets through the IRCTC portal, passengers will automatically get Rs. 10 lakh personal accident insurance coverage is provided.

IRCTC insurance cover while booking online tickets default for Rs.10 lakhs insurance

Generally passengers have to tick the insurance facility option while booking railway tickets through IR CTC (Indian Railway Catering and Tourism Corporation). Only by ticking that option will they be eligible for the insurance facility. But due to lack of awareness many people leave that option unutilized. But if they click on the insurance option, if they are involved in a train accident, they will get Rs. 10 lakh insurance money even if they die in that accident.. or get permanently disabled due to injuries. (BSNL Internet Plans: BSNL Offers 300 Mbps Internet + OTT benefits with a new plan)

Some are not aware of it, others leave that option in a hurry. After realizing this, the IRCTC insurance option. This is good news for passengers. It is said that henceforth the insurance facility along with the ticket is also available by default. It means that when we book the tickets, it will be automatically ticked in that box without clicking that option.

If passengers think that insurance is not required, they can remove the ticket. That means No button should be pressed. But it must be said that there are probably no passengers who don’t want to get Rs.10 lakhs of insurance especially when they can’t spend much. But IRCTC has also given this option due to passenger’s preference. Only 35 paise from passengers for this insurance. Insurance cover is provided by two non-life insurance companies namely SBI General Insurance Company Limited and Liberty General Insurance Company Limited.

But nowhere in India, they do not provide insurance by default with just paisas. It is important to note that only one IRCTC is exempted. ( US H1B Visa: Good news for Indian tech professionals )

But who knows what will happen at any given time…not to mention how many train accidents have happened recently. It must be said that IRCTC providing such a facility at such a time and giving default option along with ticket reservation is a good result.

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