Indian Railway Travel Insurance: Everyone was stunned by the terrible railway tragedy in the Balasore district of Odisha. In this disaster that occurred on Friday, June 2, 280 people died. Given this situation, it is important to understand how important rail travel insurance is for every passenger. Here we share some tips to claim Railway Insurance.
Additionally, the family gets reimbursed for the costs of medical care in accident and fatality cases. Any train accident that results in death or permanent disability will be compensated up to Rs. 10 lakhs. A partial disability award of Rs. 7.5 lakhs, severe injury awards of Rs. 2 lakhs, and minor injury awards of Rs. 10,000 each.
We noticed the option for railway travel insurance when purchasing online railway tickets for Rs. 10 lahks for 35 paise. But some people choose to ignore this choice without proper knowledge. Did you know that this insurance offers more advantages than only coverage for accidents? Only 35 paise is required by IRCTC for this travel insurance. Up to 10 lakhs of insurance coverage is offered for the injured persons. Passengers covered by this insurance are compensated for lost luggage and valuables while traveling by train.
How to Claim Indian Railway Travel Insurance?
We get advice to choose travel insurance while making online reservations for tickets through IRCTC or other authorised apps. The decision to select it or not, however, is totally up to the travellers. Within four months of the train accident they were travelling in, passengers who choose this option or their family members may file a claim for insurance. To submit an insurance claim, one can visit the insurance company’s office. However, when choosing insurance, travellers must enter the name of the nominee. By doing this, there won’t be any issues with recouping the insurance payout in the event of an unfortunate event.